Some complexity is unavoidable, but much of the complexity consumers experience is not.
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24 October 2012, Financial Times
19 September 2012, Financial Times
Effective banking reform should aim at structures, not at intensified supervision. Resilient systems are simple ones.
09 May 2012, Financial Times
Plurality and diversity are generally sources of stability – in banking as in nature.
25 January 2012, Financial Times
Adam Smith had not imagined a world in which the Wealth of Nations would cross the world digitally at the click of a mouse. Nor had he envisaged one in which legislation would be drafted by paid lobbyists.
06 July 2011, Financial Times
If the winner of the competitive race is the company that is most innovative, not in productive efficiency or customer service, but in the ingenuity and opacity of its tariff structures, consumers will not be happy, or well served, in the long run.
24 November 2010, Financial Times
The dynamism of a market economy comes from innovation in products and processes, and radical innovation in products and processes often – in fact usually – comes from outside the existing market structure.
25 October 2010, Financial Times
The books that Britain exports have long been made from trees grown abroad. Then globalisation meant the paper was also made abroad, and increasingly the printing took place overseas. Soon selling a book will involve no physical objects. The division of labour becomes ever finer and generally increases the wealth of all involved in the production process.
29 September 2010, Financial Times
A business secretary should focus on issues that enable business to improve how it serves the public. He should not act as a super lobbyist collating the suggestions of the chief executives and public relations consultants constantly banging on his door.
18 August 2010, Financial Times
The distinction between the creation and the appropriation of wealth is vital, if not always clear. But our ability to recognise it will determine, not just the fate of individuals, but the future of modern capitalism.
30 June 2010, Financial Times
Government spin is especially debilitating because government is a monopoly supplier of much of the information that an informed democracy requires.
14 July 2004, Financial Times
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