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More
Pop goes everything
The years since the 2008 financial crisis have been among the strangest in the history of monetary policy. Interest rates have been lower than...
To the Lighthouse
As fireworks marked the beginning of 2023, Virginia Woolf’s novel To the Lighthouse was finally released from US copyright. To mark the...
Scotland’s Money?
What currency options would be available if Scotland became independent? This pamphlet describes how the globalisation of finance and the digitisation of...
Capturing the regulators
A new book by Financial Times journalist Dan McCrum tells the story of Wirecard. The German company, which acted as a payment processor (an...
Psychology is Fundamental: The Limitations of Growth-Optimal Approaches to Decision-Making Under Uncertainty
I have a new working paper with Matthew Ford looking at 'Ergodicity Economics', which is an attempt to produce "a re-write of...
Why competitiveness should not become a goal for the FCA
The promotion of competition is an existing aim of financial regulation. But in proposals around the Future Regulatory Framework in the Queen’s...
Scotland and Ukraine
There is not much humour to be found in the Ukrainian war, but here is a vignette that might give momentary relief...
Review of Noise: A Flaw in Human Judgment
John's review of Noise: A Flaw in Human Judgment by Daniel Kahneman, Olivier Sibony and Cass R. Sunstein has just been published...
Planning reform is tearing the Tories apart. But the system is fixable
It is a truism that Britain needs more houses. As the population has grown, average household sizes have fallen—from four before the...
The Bezzle Years
This essay was originally written for Project Syndicate in 2015. If anything, it is more relevant now.
More than...